Although saving is an essential part of financial well-being for your family, earning extra money from home can be as well. If you track both together, you can get & make money online, making a substantial impact on your family finances, and every little bit helps.
4 Easy Ways to Get & Make Money Online
I would like to share a few of my favorite money-makers with you today — if you’re looking to beef up a Christmas Budget for next year or simply start a vacation fund or even pay down some credit card debt, these are easy money makers.
Once you’re done reading this post, please hop over to my post on Getting Free Stuff Online and see what freebies are available right now.
1) Surveys. These can be money-makers that you do at your own convenience. Not only do you get to give your opinion, but you even get paid to do it. At times, you will get items to test at home or be invited to participate in focus groups. Some of the companies even give you a bit of money when you complete your pre-screening questions for each survey.
The key with Surveys is to NOT pay for any of these companies online that promise you will make a living doing this. I am here to tell you that it won’t happen. You will make money, but a realistic amount. Many people save up their earnings and cash out during the holidays to help pay for holiday shopping – a great time to start doing that is now.
My favorite survey companies are:
*Tip: It’s wise to sign up with more than one company if you’re looking to earn some extra cash, as each company has different options.
2) Mystery Shopping. Do you like to shop? What about going out to eat at restaurants with your family? If you do, Mystery Shopping is a wonderful way to make some extra money or get free dinners out, etc.
If you apply with legit (never pay) companies, you will begin to receive shop requests daily that you can apply for and, if accepted, complete.
My favorite shops are always dinner shops, as I can bring my whole family…kids included. Other times, my husband and I have gone to very nice and expensive restaurants we would not have frequented otherwise. And, my kids favorites? The pizza shops!
3) Bank Offers. Do you see all those advertisements for $100 free to open a new checking account or $50 free to set up a savings account? Most of these have very easy stipulations to meet and before you know it, you have free money in your account. And, as many people don’t realize, they usually do soft pulls on your credit, so they do NOT affect your credit score. Yay!
The other benefit, you will find many banks have wonderful programs that might actually interest you and be beneficial financially. It is worth trying these institutions out and getting a bonus.
4) Online Offers. My all time favorite. I have been doing these for 3 years and have made a very nice income off of them. Next time you see a pop-up advertisement online for a free Plasma TV, don’t automatically assume it is a scam. Of course, research to make sure it is a legit company, or check my site, but consider how much extra money you could make for your family with these.
These are just a few of the money makers I enjoy and utilize for my own family each year. Don’t forget, there are ways to make money each and every day. Do you have a checking account? Is it a High Interest account? If not, you are losing out on money for something you use every day.
Do you grocery shop? Fill your car up with gas? If so, are you utilizing a credit card that pays maximum out on these services? We have a card that pays 5% and 3% back on these. Of course, we pay them off in full each month!
Do you have a smart phone? Don’t forget that there are several apps that will pay you money by simply scanning the products you buy and submitting a receipt:
And, remember, as I said earlier, every little bit helps! When you combine earnings and savings together, the impact to your own family can be amazing!