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Cook ground beef and onions until ground beef is no longer pink and onions are clear
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Add in taco seasoning and refried beans, set aside
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Mix sour cream and cream of mushroom soup
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Cut two of the six tortillas in half
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Spray baking dish
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Spread 1/2 of sour cream mixture on bottom of dish
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Lay two tortillas and two halves
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Spread half of ground beef mixture on top of tortillas
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sprinkle with 1 cup of cheese
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Repeat these steps one more time
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Cover with foil, Bake in 350 degree preheated over for 20 minutes
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Uncover and broil to brown cheese
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Enjoy!