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Spread refried beans in bottom of an 8x8 or 9x7 small dish
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Stir 1 cup sour cream and taco seasoning together. Spread over refried beans
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Spread salsa over sour cream layer
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Top salsa layer with shredded cheese
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Sprinkle black olives and red bell pepper over cheese
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Stir mashed avocado, 1/4 cup sour cream, lemon juice, garlic, cayenne pepper and salt together to make guacamole
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Spread guacamole over the top of entire dip
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Make the yard lines with sour cream