Thank you for visiting Coupon Cravings! Sign up to receive my free daily e-newsletter in your inbox or subscribe to my RSS feed for my daily deal and freebie updates. You can also become a Facebook Fan or follow me on Twitter at @eringifford.
A few weeks ago, I asked Coupon Cravings readers what more they wanted to see here and I got a great response for more tips, so starting today I’m going to offer money-saving tips at least once or twice a week by way of a “Tip Sheet” post.
This first post is on six ways to trim your cell phone bill. I take mine everywhere, and get a little panicky if it’s not with me, so these tips are perfect for me. If you have any more to add, please let me know.
- Go easy on the minutes. Take the time to figure out how many voice minutes you’ve used in the past six months and how many minutes were either left over or went over your limit. This quick calculation can help you figure out if you’re on the right plan.
- Use carrier freebies. If your carrier offers unlimited free minutes to designated calling-list phone numbers, register your most-called numbers but be sure to make the most of this money-saving feature by limiting your list to landlines and cell numbers outside your network.
- Bundle up those texts. The cost of text messaging adds up quickly if you’re paying 15 to 20 cents per text. If you’re a busy texter, opt for a package of 200 to 1,500 messages per month for $5 to $15.
- Don’t be afraid to complain. If you’ve got an unusually high bill in your hands, call customer service before you fork over hundreds of dollars in extra fees. Your carrier might cut you a break.
- Shop around or hire someone to do it for you. You can “hire” a service like those at www.billshrink.com or www.myvalidas.com to sift through the major plans for you then recommend available phones with various plans and costs.
- Avoid big termination fees. Make sure that you’re going to be happy with your cell plan because early termination fees can run as high as $350 per phone line. If you do choose to switch to a new carrier, be sure to give the phone and service a good test drive during the 15- to 30-day trial period, when you can quit and move your number to another carrier without penalty.
These tips and more can be found in the March 2010 issue of ShopSmart.

A 2004 study from the U.S. Department of Agriculture found that the average American family throws away 14 percent of their food – that’s almost $600 a year!
I’ll be honest, this has been me from time to time. In the not too distant past, I’ve had to throw away cookie dough, sweet potatoes and asparagus because they spoiled or passed their expiration date before I got to them.
So, here are a few quick tips to save money by keeping food from going to waste:
- Take stock of the produce, breads, cheese and deli meats you have in your home so you don’t double up on these foods.
- Create meal plans around perishable foods to use them up before they spoil.
- Separate the club packs of meat and freeze them the day you go shopping to keep the meat from passing its “sell by” date.
What do you do to keep from wasting money by throwing away food? Do you have any good second-day recipes? I can’t wait to hear your suggestions!

I was reading an article in the Florida Times-Union called “How to Save Money in 15 Minutes a Week,” which focused on spending 15 minutes a week to clip coupons to save on groceries. True, this is one great way to save money, but I wonder how much more I could save by devoting 15 minutes a day to money-saving activities. Here are a few ways to save (some of these I already do):
- Make a bag lunch for my husband and daughter to take to work and to school.
- Create a weekly meal plan. I know that on nights when I’m not sure what to make for dinner, that’s when the urge to call for take-out is so strong.
- Write up a grocery list. Numerous studies have cited that those who create and stick to a shopping list save far more money on food each week than those who do not make lists.
- Consolidate errands. Stop by CVS after I drop my middle daughter off at preschool. Or, pick up dry cleaning when I go to deposit a check at the bank next door. Grouping errands not only saves on gas, but gives you more time in your day.
- Put on a sweater. I’ll be honest, I do not like to be cold. But I know that if I keep the thermostat where it should be (I often like to kick it up a notch or two), then put on an extra layer, I’ll keep more money in my pocket.
- Don’t warm up the car. I have the tendency to turn on my car, then come back a few minutes later. Sure, it’s toasty warm, but from what I’ve read it’s not necessary, and I’ve only wasted gas.
- Go online for a few minutes to find out which fruits and vegetables are in season. These are the only ones worth buying fresh. Everything else should be bought frozen or you’ll pay a premium.
How else can you spend 15 minutes a day to save money this year? I’d love to hear your tips and suggestions.

Have you been out shopping this week? Me, I’m pretty much exhausted from the pre-holiday shopping, even though I made many of my purchases online.
If you’re desperate to hit the post-holiday sales and your family has already gone home, iPhone moms take note. Here are five must-have apps to have on your iPhone or iPod Touch if you must hit the mall with the tots in tow.
- CHECKout-Shopping Calculator: There are lots of signs touting savings of 60%-off, 70%-off and more, but it’s hard to tell the final markdown price with kids who want to get ice cream right now. This free app will tell you the final price in a flash, and even let you know if it falls within your budget.
- Yowza: It’s impossible to have coupons on hand for every store or restaurant you may be near. Half the time when I go shopping I end up going different places than originally planned. If this is you too, grab this free app to get mobile coupons tailored to your exact location.
- ShopSavvy: If you’ve spied a great deal, just scan the product bar code to see if you can still find the item for less online or at another store. Sometimes all the big sale signs in stores can distract you from figuring out whether you’ve got a real bargain or not.
- Point Inside: This app provides you with indoor maps for hundreds of shopping malls across the country, helping you plan out your trip before you load the kids into the car and before you park at the wrong end of the shopping center.
- Snow Globe Maker: No doubt there will be times when you just need to distract your kids. This great app lets them make their own snow globes on your phone. Once finished just shake the phone to see the snow fall. This app is $.99 in the iTunes store, but the first 10 people with an iPhone or iPod Touch who leave me a comment will get a free promo code to get this app for themselves.
UPDATE (1/3): Here are the ten winners of the Snow Globe Maker promo code. Look out for the code in your inbox.
melissagist@
stretch418@
ssilverbullet19@
vpalmer01@
sara0711@
angeltuc@
angie.mobley@
zumbalisa@
kywildcat07@
drfour@
What about you? What are your favorite iPhone apps? Any must-haves to have installed when out and about with kids?
It’s no secret that more and more of us are eating at home. AllRecipes.com, the #1 food site, recently posted its largest traffic month ever in November with 10.7 million people visiting the site in search of recipes.
The popular food site also found that 80 percent of participants in a recent survey said they’d be cooking at home more in 2009. Meanwhile, 59 percent expect to increase their coupon use in 2009, up from a 55 percent increase in 2008.
To help you save money on your at-home family meals, here are seven easy moves to make to keep money in your pocket this week.
1) Make a meal plan. The easiest way to save money is to plan your meals for each night of the week. When you know what to make at 5 p.m. (and you know you have all the ingredients!) it’s a lot less tempting to order a pizza.
2) Plan weekly menus around what’s on sale. Before you write up your weekly meal plan read through the grocery ads to see what’s on sale. Quick tip: visit Recipe Matcher, enter the on-sale foods and ingredients you have on hand to instantly generate recipes.
3) Choose recipes with a low price per serving. Build meals around less expensive meats like split chicken breasts, pork chops and stew meat. Check out $5 Dinners for meals that can be made for $5 or less (for a family of four), such as Chili Cornbread Cups and Chicken Noodle Soup.
4) Use coupons for your entire meal. Seek out coupons for every component of your meals, like Meal Deal coupons on Shortcuts.com. In one click you can load your store loyalty card with coupons for turkey breast, frozen vegetables, potatoes, crescent rolls, stuffing and holiday cookies. These coupons get scanned and redeemed at check-out.
5) Go vegetarian once a week. Save extra cash by going meatless once a week. Good choices include spaghetti, chili or even omelettes.
6) Opt for frozen foods. Don’t reach for frozen convenience foods, like TV dinners, but rather frozen vegetables and chicken that can be whipped up into a meal. Frozen side dishes, like potatoes, are another easy way to go to save money.
7) Be smart about private label items. In many cases you can save by opting for the private label over a brand name, but by being smart about coupons, you can often get the brand name for less than the private label. Here’s a post I did recently at Blissfully Domestic called Confessions of a Name Brand Shopper on how I save big by not buying private label at all.
How do you save by eating at home? I’d love to hear your tips and advice.
It’s no secret that more and more of us are eating at home. AllRecipes.com, the #1 food site, recently posted its largest traffic month ever in November with 10.7 million people visiting the site in search of recipes.
The popular food site also found that 80 percent of participants in a recent survey said they’d be cooking at home more in 2009. Meanwhile, 59 percent expect to increase their coupon use in 2009, up from a 55 percent increase in 2008.
To help you save money on your at-home family meals, here are seven easy moves to make to keep money in your pocket this week.
1) Make a meal plan. The easiest way to save money is to plan your meals for each night of the week. When you know what to make at 5 p.m. (and you know you have all the ingredients!) it’s a lot less tempting to order a pizza.
2) Plan weekly menus around what’s on sale. Before you write up your weekly meal plan read through the grocery ads to see what’s on sale. Quick tip: visit Recipe Matcher, enter the on-sale foods and ingredients you have on hand to instantly generate recipes.
3) Choose recipes with a low price per serving. Build meals around less expensive meats like split chicken breasts, pork chops and stew meat. Check out $5 Dinners for meals that can be made for $5 or less (for a family of four), such as Chili Cornbread Cups and Chicken Noodle Soup.
4) Use coupons for your entire meal. Seek out coupons for every component of your meals, like Meal Deal coupons on Shortcuts.com. In one click you can load your store loyalty card with coupons for turkey breast, frozen vegetables, potatoes, crescent rolls, stuffing and holiday cookies. These coupons get scanned and redeemed at check-out.
5) Go vegetarian once a week. Save extra cash by going meatless once a week. Good choices include spaghetti, chili or even omelettes.
6) Opt for frozen foods. Don’t reach for frozen convenience foods, like TV dinners, but rather frozen vegetables and chicken that can be whipped up into a meal. Frozen side dishes, like potatoes, are another easy way to go to save money.
7) Be smart about private label items. In many cases you can save by opting for the private label over a brand name, but by being smart about coupons, you can often get the brand name for less than the private label. Here’s a post I did recently at Blissfully Domestic called Confessions of a Name Brand Shopper on how I save big by not buying private label at all.
How do you save by eating at home? I’d love to hear your tips and advice.
There’s no question that magazine sales and subscriptions are on the decline. This is bad news for the major magazine publishers who rely on key ad dollars, but very good news for you and me. Here are 6 ways to save on magazines, and in many cases, get magazines for free.
1) Tap Your Rewards Programs. Do you have airline miles you won’t be using or do you have extra points on your rewards credit card? Cash them in for free magazines. With American Airlines, you can choose from over 30 magazine subscriptions that can be yours for as little as 300 frequent flyer miles.
2) Hunt for Free Subscriptions. It’s not hard to find free magazine subscriptions. I post about them regularly, and you can also find details on them at Hot Coupon World and A Full Cup. These go fast, so when you find one you want, jump on it quickly. I’ve gotten free subs to U.S. News & World Report, Shape, Self and more this way. Here are a few you can get for free now: Latina, Psychology Today, Scholastic Parent & Child and PINK.
3) Sign Up for Free Trade Magazines. Visit FreeBizMag.com or MercuryMagazines.com to sign up for free subscriptions to trade mags like eWeek and InformationWeek. Keep your eyes open because occasionally a national consumer magazine will be thrown into the mix in hopes you’ll sign up free trade magazines too.
4) Look Out for Promotions. Keep an eye out for free with purchase or deeply discounted magazine subscriptions. On Amazon.com, you can get a free subscription to Cookie magazine when you buy $25 in toys. I also posted recently on 15 magazines you can subscribe to for just $5 each, including Redbook and SmartMoney.
5) Use Coupons. That’s right, there are coupons that be can be used to buy magazines. If you’re in the check-out line and you absolutely must have this month’s issue of Vogue or Glamour, head to Shortcuts.com to add $1/1 coupons right to your store loyalty card (select grocery stores). You can even get a $2/1 printable coupon for Real Simple too, so keep your eyes open.
6) Subscribe on Cash-Back Sites. There are some magazines that are so popular that you’ll never find them discounted or for free, like Sports Illustrated. So, make sure to buy them on cash-back sites, like Ebates or BigCrumbs. As I posted earlier today, I earned 26% back when I subscribed to ShopSmart through Ebates.
Do you have any other great ways to get free magazines? I’d love to hear them!
There’s no question that magazine sales and subscriptions are on the decline. This is bad news for the major magazine publishers who rely on key ad dollars, but very good news for you and me. Here are 6 ways to save on magazines, and in many cases, get magazines for free.
1) Tap Your Rewards Programs. Do you have airline miles you won’t be using or do you have extra points on your rewards credit card? Cash them in for free magazines. With American Airlines, you can choose from over 30 magazine subscriptions that can be yours for as little as 300 frequent flyer miles.
2) Hunt for Free Subscriptions. It’s not hard to find free magazine subscriptions. I post about them regularly, and you can also find details on them at Hot Coupon World and A Full Cup. These go fast, so when you find one you want, jump on it quickly. I’ve gotten free subs to U.S. News & World Report, Shape, Self and more this way. Here are a few you can get for free now: Latina, Psychology Today, Scholastic Parent & Child and PINK.
3) Sign Up for Free Trade Magazines. Visit FreeBizMag.com or MercuryMagazines.com to sign up for free subscriptions to trade mags like eWeek and InformationWeek. Keep your eyes open because occasionally a national consumer magazine will be thrown into the mix in hopes you’ll sign up free trade magazines too.
4) Look Out for Promotions. Keep an eye out for free with purchase or deeply discounted magazine subscriptions. On Amazon.com, you can get a free subscription to Cookie magazine when you buy $25 in toys. I also posted recently on 15 magazines you can subscribe to for just $5 each, including Redbook and SmartMoney.
5) Use Coupons. That’s right, there are coupons that be can be used to buy magazines. If you’re in the check-out line and you absolutely must have this month’s issue of Vogue or Glamour, head to Shortcuts.com to add $1/1 coupons right to your store loyalty card (select grocery stores). You can even get a $2/1 printable coupon for Real Simple too, so keep your eyes open.
6) Subscribe on Cash-Back Sites. There are some magazines that are so popular that you’ll never find them discounted or for free, like Sports Illustrated. So, make sure to buy them on cash-back sites, like Ebates or BigCrumbs. As I posted earlier today, I earned 26% back when I subscribed to ShopSmart through Ebates.
Do you have any other great ways to get free magazines? I’d love to hear them!
Did you start your decorating over the long weekend? We did, and I am happy to say that we are done, thanks in large part to my in-laws. Thanks, Tim & Kay!
If you’ve yet to start, I hope you can benefit from the tips I pulled together below on how to save on holiday decorating. Enjoy!
1) Take Inventory of What You Have. Pull everything out of the boxes and assess what you have before heading out to Michael’s or A.C. Moore just because they’re having huge sales on decorations. It’s not a bargain when you buy something you already have.
2) Get an Artificial Christmas Tree. Sure, it doesn’t smell as good as a real tree, but according to the American Christmas Tree Association, an artificial tree will cost you about one-third that of a real tree over a ten year period. Don’t want to buy a new one? Try Craig’s List. I found 50 in my area posted in the last week, most under $50 too.
3) Buy LED Lights to Decorate Your Tree. They’re twice the price but will last 10 times as long and use 90% less energy. A 50-count set of holiday LED lights can run $10 or more while standard lights can cost around $3. You can even get pre-lit artificial trees with LED lights.
4) Turn the Outdoor Twinkle Lights Off at Bedtime. Unplugging your lights when you go to sleep can cut your electricity costs in half. It will probably make your neighbors across the street a lot happier too!
5) Ask for Hand-Me-Downs. Does grandma still need all of those ornaments, red and green candles and holiday print tablecloths? Just ask and see what she’s willing to hand down to you. Thanks for this great tip, Beth at Green Stew!
6) Host a Swap Party. Invite your gal pals over for an evening of chit-chat and ornament swapping. Ask each friend to bring over those ornaments they want to swap and everyone goes home with new-to-them ornaments. You can even do a swap with other holiday décor, like bows, lights and tree toppers, even yard decorations.
7) Buy New Decorations Close to Christmas. The closer to Christmas, the cheaper the decorations will be so plan accordingly. And of course, use coupons when you can.
Do you have any great tips to save on decorating this holiday season? I’d love to hear them!
Did you start your decorating over the long weekend? We did, and I am happy to say that we are done, thanks in large part to my in-laws. Thanks, Tim & Kay!
If you’ve yet to start, I hope you can benefit from the tips I pulled together below on how to save on holiday decorating. Enjoy!
1) Take Inventory of What You Have. Pull everything out of the boxes and assess what you have before heading out to Michael’s or A.C. Moore just because they’re having huge sales on decorations. It’s not a bargain when you buy something you already have.
2) Get an Artificial Christmas Tree. Sure, it doesn’t smell as good as a real tree, but according to the American Christmas Tree Association, an artificial tree will cost you about one-third that of a real tree over a ten year period. Don’t want to buy a new one? Try Craig’s List. I found 50 in my area posted in the last week, most under $50 too.
3) Buy LED Lights to Decorate Your Tree. They’re twice the price but will last 10 times as long and use 90% less energy. A 50-count set of holiday LED lights can run $10 or more while standard lights can cost around $3. You can even get pre-lit artificial trees with LED lights.
4) Turn the Outdoor Twinkle Lights Off at Bedtime. Unplugging your lights when you go to sleep can cut your electricity costs in half. It will probably make your neighbors across the street a lot happier too!
5) Ask for Hand-Me-Downs. Does grandma still need all of those ornaments, red and green candles and holiday print tablecloths? Just ask and see what she’s willing to hand down to you. Thanks for this great tip, Beth at Green Stew!
6) Host a Swap Party. Invite your gal pals over for an evening of chit-chat and ornament swapping. Ask each friend to bring over those ornaments they want to swap and everyone goes home with new-to-them ornaments. You can even do a swap with other holiday décor, like bows, lights and tree toppers, even yard decorations.
7) Buy New Decorations Close to Christmas. The closer to Christmas, the cheaper the decorations will be so plan accordingly. And of course, use coupons when you can.
Do you have any great tips to save on decorating this holiday season? I’d love to hear them!